NCFM WEALTH MANAGEMENT

 Introduction:FinancialPlanning 

  • Background
  • Role of Financial Planner
  • Financial Planning Process
  • Contract and Documentation
  • Client Data Collection
  • Client Data Analysis
  • Life Cycle

 WealthCycle

  • Risk Profiling and Asset Allocation
  • Systematic Approach to Investing
  • Systematic Investment Plan (SIP)
  • Systematic Withdrawal Plan (SWP)
  • Systematic Transfer Plan (STP)

 Financial Plan 

  • Goal-based Financial Plan
  • Comprehensive Financial Plan
  • Financial Blood-Test Report (FBR)
  • Financial Planning in India 

 Wealth Management & the Economy 

  • Financial Planning to Wealth Management
  • Economic Cycles and Indicators
  • Lag Indicators
  • Co-incidentIndicators
  • Lead Indicators
  • Interest Rate Views
  • Currency Exchange Rate
  • The Deficits
  • Revenue Deficit and Fiscal Deficit
  • Current Account Deficit
  • Investment & Risk Management: Equity
  • Returns from Role of Equity
  • Active and Passive Exposures
  • Passive Exposure to S&P CNX Nifty
  • Sector Exposure and Diversification
  • Fundamental and Technical Analysis
  • FundamentalValuationApproaches
  • Investment and Speculation
  • Leveraging

 Investment & Risk Management: Debt 

  • Role of Debt
  • Deposits and Debt Securities
  • Valuation of Debt Securities
  • Yields and Interest Rate Risk
  • Interest Rate and Debt Investments
  • Credit Exposure and Debt Investments
  • ConcentrationRisk
  • Passive Investmentsin Debt

 Investment & Risk Management: Alternate Assets 

  • Gold
  • Role of Gold
  • Gold Investment Routes
  • Rupee returns from Gold
  • Real Estate
  • Role of Real Estate
  • Real Estate Investment Routes
  • Real Estate Indices

 Investment Products & Services 

  • Derivatives
  • Futures
  • Options
  • Mutual Fund
  • Venture Capital / Private Equity Funds
  • Hedge Funds
  • StructuredProducts
  • Portfolio Management Services(PMS)
  • InvestmentEvaluationFramework
  • Risk-ReturnFramework
  • Risk
  • StandardDeviation
  • Beta
  • Risk Adjusted Returns
  • SharpeRatio
  • Treynor Ratio
  • Alpha

 Risk Profiling & Asset Allocation 

  • Risk Profiling
  • Why Asset Allocation?
  • Strategic Asset Allocation
  • Tactical Asset Allocation
  • Fixed Asset Allocation
  • Flexible Asset Allocation
  • Asset Allocation Returns in Equity and Debt
  • Fixed Asset Allocation with Annual Re-balancing
  • Flexible Asset Allocation
  • Asset Allocation Returns in Equity, Debt and Gold
  • Fixed Asset Allocation with Annual Re-balancing
  • Flexible Asset Allocation
  • Allocation to Speculation
  • Diversification in Perspective

Risk Management through Insurance 

  • Risk Assessment
  • Life Insurance
  • Health Insurance
  • GeneralInsurance
  • Safeguardsin Insurance
  • Elements of Taxation
  • Previous Year and Assessment Year
  • Gross Total Income
  • Income Tax Slabs
  • Advance Tax
  • Tax Deducted at Source (TDS)
  • Exempted Income

 Deductionsfrom Income 

  • Section 80C
  • Section 80CCC
  • Section 80CCD
  • Section 80D
  • Section 80E
  • Section 80GG

 Long Term and Short Term Capital Gain / Loss 

  • Speculation Profit / Loss
  • Capital Gains Tax exemption under Section 54EC
  • Capital Gains Tax exemption under Section 54F
  • Setting Off & Carry Forward 

 Taxation ofInvestment Products 

  • Dividend Tax / Tax on Income Distributed by Mutual Fun
  • Securities Transaction Tax (STT)
  • Capital Gains Taxation
  • Taxation of Fixed Deposits and Fixed Maturity Plans
  • Fixed Deposits
  • Fixed Maturity Plans(FMP)
  • Dividend and Growth Options in Mutual Fund schemes
  • Wealth Tax 

 Estate Planning 

  • Background
  • Assets & Liabilities
  • Nomination
  • Inheritance Law
  • Will
  • Trust